Fraud
In my opinion, it is the greatest current threat to (American) quality of life, and I write it in when I am polled for my opinion of the most salient issue.
The icon of fraud is Donald Trump, who is fraudulent in most any way that can be described. Liar, con man,pretender, and falsifier of documents, tax returns, charitable contributions--can't think of more offhand, but I would add his relations with his wives, ex-wives, and sexual targets.
I can't blame it all on him, but there are frauds arising in all sorts of activity, new ones all the time. The most outrageous one I heard about recently regards the new credit card initiative for "Tap and Pay" on their cards. I was opposed to that already--it's too easy to buy things, why make it more easy and less controlled? So, the way this works is some fraudster approaches, too close, to your wallet with your Tap and Pay card; they have a POS device (Point of Sale, not the other meaning) concealed in their coat pocket, and they activate it against your nearby card. Not for big purchases, there's a max, without PIN or signature of $50 or less, but they could do it against multiple cards, and you wouldn't even know it happened.
A few years ago, the hottest fraud play, producing billions of ill-gotten gains a year, involved the creation of fake identities, carefully built with real credit bureau records. The attack involved taking several loans or balance transfers, then suddenly disappearing without a trace. Nowadays, what I see, apart from the obvious and frequent spam attacks, are clever imitations of the real relationships people have which are used to elicit voluntary payment or authorizations. The Nigerian scam 2.0.
These threats are the reason why you have to get a second verification after you put in your PIN or password, every time you use a new device, or the same device from a new location. They are driving restraint of legitimate activity. Financial institutions cooperate in tracking down and fighting fraudsters, but it isn't enough. It is one area where national interests coincide globally and government agencies need to expend real effort.
Trial and Election Update
Speaking of defrauding the public, how about that Truth Social IPO? Totally legal theft from the easily gulled. Big meme, not funny. All to finance the continuation of the con in Trump's courtroom struggles. People focus on the delays, which are many, but Trump continues to lose. He still has a chance to win big, if he can somehow convince enough voters in the swing states to bring it home, though time does not appear to be on his side for that outcome.
Of the different scenarios discussed previously, I'd rate the probabilities as follows: Status Quo 50%, Trump Collapse 30%, Chaos 10%, Biden Weakened 5%, and all the Trump/Biden Out combinations 5%.
Briefly, if I didn't know that Trump realizes he is doomed if he loses the election, I would say that he is defying his very astute advisers and trying to lose it, with some of the things he's said. I'd like to get the odds on exile for the would-be Once and Future King, as that's where I think it will go in the end, if he should live so long.
I don't blame him for falling asleep during the voir dire of jury selection. Having been on a couple of panels (and juries) myself, it is the most boring thing, though very important for the lawyers for both sides to pay close attention.
Speaking of trials not happening (the other three), how about the "solemn consideration" Sen. McConnell wished for the Mayorkas impeachment. After due consideration, it was rejected, accurately, as a "piece of crap" by some unnamed Democratic Congressperson. Not just any piece, though: a particular stinky piece of textual diarrhea. There was a point, though: the intention is to devalue the impeachments of Trump during his administration. It didn't work, though.
Covid
Remember that? It shouldn't be too hard, as it's still around. Some folks seem to have nostalgic amnesia about the 2020 debacle presided over by our 45th, and disgraced, former President.
Finally
A bit over the top, some lyrics to a song by a beautiful, mournful group called Low (also covered by Robert Plant). I dedicate them (with a change in the pronoun following The Great Destroyer), to Joseph Biden. RIP, Mimi Parker!
At times I see you
You silver rider
Sometimes your voice is not enough
Your face in windows
Outside forever
Nobody dreamed you'd save the world
Nobody dreamed you'd save the world
La la la la etc
The march is over
The great destroyer
he passes through you like a knife
Oh take me with you
You silver rider
Sometimes you voice is not enough
Sometimes your voice is not enough
I should explain briefly this oblique reference. Joe Biden is an unlikely choice as a superhero, though his opponent fits the role of a master villain, like in Batman, Dick Tracy, or Bond. I'd say his moniker would be Ass-Face DickHead. Anyway, it is barely an exaggeration to say that Biden must save the world from this great destroyer. Not just our fragile democracy, those acclaimed checks and balances, but also globally: the danger of global conflict, the end to serious efforts to control climate change, and more.
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